Paying for College
Here’s your opportunity to get familiar with all the different options to pay for college, from savings to loans to “free” money. You also can take a look at the costs associated with the college-going experience.
Scholarships
A scholarship is aid that you may qualify for based on academic performance, athletic skills, or other criteria. Scholarships are an appealing option because they don’t have to be paid back. Don't pay anyone to find a scholarship for you! There are enough opportunities out there that are FREE! With time and initiative, you can find out about scholarship programs yourself. Click the following link for more information on scholarships.
Grants
A grant is need-based financial aid that doesn't have to be paid back. Grants may be offered by the federal or state government, college or a private foundation. Contact your college/university to get more information on how to apply and qualify for grants. Click the following link for more information on grants.
Campus-Based Aid
There are three types of programs considered campus-based aid because they are administered directly by the financial aid office at a participating college/university: Federal Perkins loans, Work-Study and Supplemental Education Opportunity Grant (SEOG). Click the following link for more detailed information about each campus-aid program.
Student Loans
Federal and alternative student loans are available to you and your family. Loans must be paid back to the lender, which is a bank or credit union that loans you the money. If you have a Federal Direct Loan, the federal government through the U.S. Depatment of Education is your lender. To learn more about student loans available to you, visit Loan Types.
Estimated Cost of Attendance
The cost, sometimes called the Student Budget, includes tuition and fees; room and board; books and supplies; personal, recreation, and travel expenses. The cost of attendance also may include handicap expenses and the cost of caring for dependents. (If these apply to you, make sure your financial aid administrator is informed.)
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To view estimated on-campus budgets for dependent students with North Dakota residency at each college, university, and technical school in North Dakota and some schools in Minnesota, Montana, South Dakota, and Wyoming, check out the 2009-10 Regional College Information (PDF 566KB) publication.
North Dakota's Higher Education Savings Plan offers a tax advantaged way to prepare for college related expenses. Learn about North Dakota tax deductions, savings benefits and a variety of investment options.
Going to college can be expensive. Learn more about the Upromise Rewards Program, where making everyday purchases can help you pay down your student loan debt.
